Are You in Drive-by, Destination, or Dweller Mode with Your Finances?

The recent cold and snowy weather has made it difficult for our daughter to drive herself to school and work, causing my hubby and me to drop her off and pick her up.  Earlier this week, we decided to run a couple of errands together and pick up our daughter from work.  While waiting for her to finish her shift, we began to ponder how people deal with their finances or money management.